Thursday, December 27, 2018

Indian Money Review - how to buy the right term insurance plan


What is term insurance Plan?
In simple words a term insurance plan is a form of life cover that provides coverage against a specific set of risks for a defined period of time. The term insurance plan aims to provide coverage to secure family needs of the policy holder in case of a sudden demise. In this type of policy, there is no saving component like an endowment policy. An individual can opt for a term insurance policy as the premiums are very affordable compared to other life insurance policies.

Want to know more on Term Life Insurance? IndianMoney.com Review will make it easy for you. Just give us a missed call on 022 6181 6111 to explore our unique Free Advisory Service. IndianMoney.com is not a seller of any financial products. 
Types of term insurance plans:
term insurance policy is a traditional form of life cover that can be availed for a fixed term. Almost all major insurers offer term plans at affordable rates. A number of insurers offer policyholders a choice when it comes to the type of plan they wish to avail. Policyholders can choose between single or joint life plans, depending on their need.
Regular term insurance plans: this is a term insurance plan where the insured gets coverage against various risks in return for a premium. The premium that needs to be paid is pre-decided by the insurance company and the policy holder. This is the most basic form of life cover that comes with lower premiums and higher returns. These plans do not offer any benefit after maturity.
Group term insurance plans: Group insurance policies are life cover that is made to suit the needs of an organization, companies, society or an association. The group insurance plans offer similar benefits as individual term insurance plans; the difference is that it covers a group of individuals in an organization rather than a single person.
Term return of premium plans (TROP): This a term insurance policy that refunds the money paid for the cover, in case the policy holder survives the term of the policy. This type of policy also allows the policy holder to add riders to existing plans to increase coverage.
Joint term plans: joint term plans are the policies where the policy covers more than a single person. These schemes can be availed by individuals for the inclusion of spouse under a single policy. This scheme offers financial protection to families with dependent children and helps maintain financial stability in case of demise of any one or both the insured members.
Convertible term insurance plans: as the name suggests, a convertible term plan provides an option to the policy holder to convert the term plan into endowment or a whole life assurance plan. This is savings with insurance. Consequently, convertible term policies are more expensive than other term plans and have higher premiums.
Have a complaint against any company? IndianMoney complaint portal Iamcheated.com can help you resolve the issue. If you want to post a review on any company you can post it on Indianmoney.com review and complaint portal IamCheated.com
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Wednesday, December 19, 2018

IndianMoney Reviews Filing Complaint against Builder in Consumer Forum



There are plenty of complaints against builders and developers. Non delivery of possession certificate is one of the biggest complaints against builders. Poor quality construction, leakage in ceiling, low quality electric wiring, improper drainage system, and delay in handing over the apartment are some of the other complaints.
They are plenty of ways builders can cheat you. A common unfair practice is insertion of a penalty clause which favors builders. All rules and penalties are for customers and none for builders. A buyer could be charged a penalty of 18% on delayed payments when buying an apartment. The builder clause has a penalty of just 1-2% for the builder in case of late delivery.
What to learn on residential land and residential apartments? We at IndianMoney.com will make it easy for you. Just give us a missed call on 022 6181 6111 to explore our unique Free Advisory Service. IndianMoney.com is not a seller of any financial products. We only provide FREE financial advice/education to ensure that you are not misguided while buying any kind of financial products.
Indian Money Reviews Filing Complaint against Builder In Consumer Forum
The Real Estate Regulatory Authority (RERA) Act, 2016, is a boon to buyers of residential apartments. For buyers it gets better and better. Consumer Courts and Consumer Forum’s look into customer grievances even if the real estate purchase is less than a Crore. You enjoy protection under the Consumer Protection Act, 1986, even for real estate projects.
Steps to file complaints In Consumer Court:
STEP 1:
Before filing a complaint with consumer court, send a notice to the builder. This may be because of deficiency in service or any unfair practices. You are giving the builder a chance to rectify the error by giving you compensation. If the builder doesn’t care about the notice, approach the consumer court.
STEP 2:
Submit a formal complaint under Consumer Protection Act, 1986The complaint form must have all facts (this is necessary to take action), and must be submitted to the commission.
File the complaint in the district forum where the office of profit (area where the real estate project is located) is under the jurisdiction. Make sure details of the complaint and the faulty party are included. Specify compensation costs and relief amounts sought in the complaint. Sign at the bottom of the complaint.
If you want to post a review on any company you can post it on Indianmoney.com review and complaint portal IamCheated.com.
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Monday, December 17, 2018

Indian money Review - Why You Need a Term Insurance Plan


What is Term Insurance Plan?
Term insurance plan is a basic risk protection plan. It is a term contract between the insured and the insurer. The insured avails the policy by paying premiums on a monthly or annual basis. Sum assured is paid to nominees if policy holder dies within the term of the plan.  An insured would spend a small portion of his/her annual income to avail a term life insurance plan. Term insurance would financially benefit the family, if the insured meets an untimely end. Term life insurance has no survival benefits.

How to avail a term insurance plan?
You can avail a term insurance plan either online or offline through life insurance agents. Availing online term insurance may be 30-40% cheaper than offline plans.
Want to know more on term life insurance? We at IndianMoney.com will make it easy for you. Just give us a missed call on 022 6181 6111 to explore our unique Free Advisory Service. IndianMoney.com is not a seller of any financial products.
Need Term Insurance Plan
How does term insurance help the beneficiary?
Best Term insurance comes as a boon when there is a home loan/property loan against your name. The loan can be repaid and children can continue their education. Term insurance is about providing financial protection to your family. Term insurance is a necessity if you are the only breadwinner of your family. Term life insurance could save family from a financial crisis on an unexpected demise. It is a smart move to avail a term life insurance plan.
Term Insurance Policies: Make Necessary Disclosures
If you are a smoker/drinker, you need to clearly mention this in the insurance proposal form. Your application would still be accepted, it’s just that you would be charged a slightly higher premium. This is because the risk borne by the insurer is high. Claims could be rejected if the insurer finds you were a smoker/drinker and you didn’t disclose this.
What is contestability?
Contestability is the time period after which the insurer cannot decline insurance for any reason. Insurer cannot claim that you hid medical condition or smoking/drinking habits to deny claims for any reason after the contestability period. You need to read this clause thoroughly before signing up for a term insurance policy.
Have a complaint against any company? IndianMoney complaint portal IamCheated.com can help resolve the issue. Just visit IamCheated.com and post your complaint. If you want to post a review on any company you can post it on Indian Money review and complaint portal IamCheated.com.
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Sunday, December 16, 2018

IndianMoney.com Review of Financial Scams & Complaints

IndianMoney.com advices / educates over 23,000 people on phone every day.
IndianMoney.com Bangalore works with a clear disclaimer that "Indianmoney dot com is not a seller of any financial products, we only review & provide FREE financial advice / education to ensure that you are not misguided while buying any kind of financial products & do not have any complaints about financial products you purchase".
Before buying any financial product or making an investment, all one needs to do is give a missed call to IndianMoney.com on 022-6181-6111, speak to its financial experts and be confident and aware while dealing with the agents.
Indianmoneycomplaints/reviews specialist gives a call back to the caller and would then provide absolutely free and unbiased advice/review/education and clear any kind of doubt on any kind of financial products (Insurance, Mutual Funds, Loans, Bank Accounts, Deposits, Stocks or Real Estate Properties).
One can also visit the website (www.indianmoney.com) to view IndianMoney company profile, browse through the financial articles and concepts. One can also fill up and submit a form and place a request for free advice on the phone on any of the topics of his/her choice.

Over 510 member strong team at IndianMoney.com shares Indian Money CEO, C S Sudheer’svision that "The dream of a developed India is possible only when we have 100% Financial Literacy".

Friday, December 14, 2018

Review and file a complaint on online fraud - Indian Money Review


Indian money Review, a consumer cheated by an online shopping site can raise a complaint against them, by registering a consumer complaint on the official website of the consumer & empowerment centre.
What is Online Fraud?
Online fraud is theft which is committed online. These types of frauds involve financial fraud or identity fraud. There are various ways in which online fraud is done. Online fraud is mainly done to get the individual reveal personal information or by luring the person to willingly transfer money to the scammers account. These frauds can either be done through virus attacks or by sending emails with a log in page that would collect individual’s personal data or by luring the person to send money to accounts created by fraudsters via fake websites.
Online shopping frauds:
The success of online shopping is mainly due to the advancement of technology. Technology has made it easier for scammers to hack people’s personal data. However, it is often the tech savvy people who fall prey to these online scams. As per Indian Money reviews, the fraudsters often play with people’s emotions either by exploiting the ability to make irrational decisions under the influence of emotions or by engaging a user to an extent where they will fully agree to transfer money to the scammers accounts. 
It is a crime where the scammers play smart exploiting people’s greed or by exploiting the ignorance of people who have less knowledge on technology. Online shopping frauds are also on the rise.
The typical online shopping frauds are as follows:
Prize scam: These scams can be committed, by telephone or by mail. They inform that you have won a prize like a large sum of money, shopping vouchers, a free holiday or travel related products and to claim it, you are asked to send money or provide personal information.

Products at very low prices: Indian Money Bangalore says, a product is advertised at an unbelievably low price, or advertised saying they have amazing benefits or features that sound too good to be true. The online site may ask for payment before accessing the deal or make you pay for some fake vouchers.
Foreign retailer: When purchasing goods from a foreign shopping site, carefully go through the information on the retailer’s policies and delivery.
Unsecured Payment method: The biggest fraud on a retail website is the method of payment. Scammers will often ask you to pay using a money order or wire transfer. Once you make the payment through this method, it is likely you will never receive the purchased item or most probably receive a fake item.
Have a complaint against any company? IndianMoney complaint portal Iamcheated.com can help resolve the issue. If you want to post a review on any company you can post it on Indian Money review and complaint portal IamCheated.com.
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Wednesday, December 12, 2018

IndianMoney Review - File Complaint on Money Transfer to Wrong Bank Account



Reason for wrong transactions
1. Remitter types wrong bank account number or IFSC code.
2. Wrong transactions can also take place due to technical glitches at the bank's end. If the amount has been credited to the wrong bank account due to bank error or technical glitches, the responsibility of rectifying the error lies with the bank.
According to the Reserve Bank of India’s guidelines, it is your responsibility to provide the correct bank account details of the beneficiary, while making payment. In the case of the wrong transfer, you will be held liable, not the bank or any other person. Without taking approval of the beneficiary, the bank will not be able to reverse money transactions from its end. Indian Money reviews say that banks can only act as a facilitator.
What to do if you transfer money to a wrong bank account?
Inform the bank
If you have typed the wrong bank account number while transferring money and the account number you entered does not exist, the amount will be reversed back to your account automatically. Indian Money Bangalore asks you to cross check the account details before clicking the send button.
 In case there is a valid account number, the transaction will take place and the amount cannot be reversed without the beneficiary's approval.  In such a case you need to contact the bank as soon as possible and tell them that the money has been transferred by mistake. If the recipient has the account in the same branch, the bank will contact the recipient on your behalf and request a reversal. If the recipient account is in some other bank or branch, the bank will help you by providing the contact details of the beneficiary or will help you get in touch with the branch manager.
Meet the branch manager and raise a complaint
If the recipient bank account is at some other bank or branch, only the bank where the recipient holds the account can resolve the issue. All you have to do is meet the branch manager personally or send him a mail requesting necessary action to be taken.
Indian Money review Bangalore says that you need to attach the screenshot of the transaction as proof.
How to avoid the wrong money transfer?
As per rules, it is the responsibility of the remitter to provide the correct bank account number and IFSC code. So, you must be cautious while typing the bank account details.
Indian Money review asks you to cross check the account details before clicking the send button.
If you want to transfer large amounts, it is advisable to transfer a small amount first to verify the account.
You must transfer the money only if you are sure that the account details are right.
Have a complaint against any company? IndianMoney complaint portal Iamcheated.com can help resolve the issue. If you want to post a review on any company you can post it on Indian Money review and complaint portal IamCheated.com.
08042687207


IndianMoney Complaints - Compare ULIP Plan, Review and Benefits


Unit Linked Insurance Plans or ULIPs are insurance cum investment plans. ULIP offers life insurance cover and an opportunity at wealth creation. Part of the premium goes towards mortality cover and the remaining amounts are invested in equity, debt or a mix of both, depending on the type of ULIP. ULIPs help achieve financial goals of retirement planning, investment planning, tax planning and children’s education planning among others.
ULIP is a long-term investment which has a 5 year lock-in period. Insurance agents sell ULIPs promising great return on investments. ULIPs are also marketed as tax saving investments. The purpose of availing insurance is risk protection. Sadly, ULIP offers low mortality cover and insurance agents don’t inform people which is cheating and fraud.
Indian Money review Bangalore say never mix insurance with investments. ULIPs offer low mortality and have high charges. An IndianMoney dot com review says ULIPS deduct premium allocation charges, mortality charges, policy administration charges and some other charges before investing in debt or equity. This reduces the return on investment. IndianMoney complaints say many people are dissatisfied with ULIPs as they get cheated by low returns and hardly any mortality cover.
Indian Money reviews advice availing a pure risk protection plan like a term life insurance plan and invest in equity or debt based on risk profile. If you are an aggressive investor, invest in equity mutual funds or stocks. A conservative investor can look at FDs, post office schemes or FMPs.
IndianMoney Complaints: Compare ULIP Plan, Review and Benefits
Compare ULIP Plans: Reviews and Benefits:
IndianMoney reviews say understand ULIPs before availing them. ULIPs have a lock-in of 5 years. Being dissatisfied with the ULIP means you have to surrender ULIPs. You feel cheated as there are surrender charges.
Insurance agents sell ULIPs to pocket commissions. When you feel cheated and look to exit ULIPs, insurance agents advise surrendering ULIPs and availing Endowment plans. This is churning and helps insurers earn more commissions. This blatant cheating and fraud has brought a bad name to the insurance sector in India.
IndianMoney.com reviews say most of the premiums paid on ULIPs go towards investments, leaving very little for insurance. You would be better off investing in mutual funds regulated by SEBI. It’s difficult to measure performance of ULIPs vs Mutual Funds.
Indian Money Bangalore say never invest in ULIPs if you can’t bear risk. ULIPs are market-linked investments and you could lose money. ULIPs are not a good investment for people with no regular income. Premiums have to be paid regularly unlike SIPs in mutual funds, where you can stop SIPs on not having the money. Surrendering the ULIP incurs surrender charges.
Insurance agents cheating and fraud:
IndianMoney reviews say insurance agents cheat customers saying ULIPs are like bank FDs. Insurance agents say ULIPs are just like bank FDs with the added insurance benefit. Insurance agents say ULIP illustration benefits offer 4% and 8% which are just like bank FDs. ULIPs also enjoy tax benefits vis-à-vis FDs. When customers lose money, this is cheating and fraud.
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Tuesday, December 11, 2018

Indian Money Review, Indian money dot com review - Mobile Banking Safety Tips



Mobile banking safety tips: Indian Money Review
Develop the habit of setting a screen lock: IndianMoney reviews say that it is always good to lock your Smartphone with the screen lock feature. This will help keep personal and sensitive banking information safe, if you ever lose your phone. Fraudsters can access all the information stored if you do not lock Smartphone with screen lock. Almost all phones have the screen lock option.  You can either set a screen lock pattern or a 4 digit pin.
Set a secure password
If you are using mobile banking, make sure to protect account information by setting a strong and unique password for mobile banking apps. A password keeps your data safe from hackers. Many people keep their name, birthday and phone number as passwords. If you want to keep money safe, your password should be a mixture of small letters, capital letters, and numbers.
Download apps from official app stores
Recently, many fake bank apps have stolen the data of thousands of bank customers. These apps look similar to original bank apps. You must be very careful while downloading any bank apps. Indian Money review says that you have to find out all the information about an app on the Internet, before downloading.
Avoid connecting to the public Wi-Fi
Many people are not aware that connecting to public Wi-Fi while conducting mobile banking transactions, mean hackers can easily steal your data. Hackers can introduce malware into your device through an unsecured connection. As per Indian Money reviews Bangalore, it is not a good idea to connect to public Wi-Fi while carrying out mobile banking transactions.
Have a complaint against any company? IndianMoney.com's complaint portal IamCheated.com can help resolve the issue. Just visit IamCheated.com and lodge your complaint. If you want to post a review on any company you can post it on IndianMoney complaint and review portal IamCheated.com
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Saturday, December 8, 2018

Indian Money Review - How People Are Cheated By Insurance Agents



Insurance agents help you get insurance & they are supposed to sell policies that meet financial goals. As per Indian Money reviews, many agents prefer to sell policies that give high commissions.
Want to know more on Term Insurance? We at IndianMoney.com will make it easy for you. Just give us a missed call on 022 6181 6111 to explore our unique Free Advisory Service. IndianMoney.com is not a seller of any financial products.
These are the ways an insurance agent may cheat you.
You will be forced to buy endowment plans
When you contact insurance agents to avail an insurance policy to protect loved ones, many insurance agents force you to buy an endowment plan. This is because they get a high commission on the premiums paid on the endowment plan. Availing endowment plans to protect loved ones is not a good idea, as it comes with a low mortality cover.
Indian Money reviews Bangalore says availing term life insurance policy is the best option to protect loved ones in case of an unexpected demise.
Agents do not inform on the free-look period
Many insurance agents are very cunning and do not mention the free-look period. Free-look period is a time period in which you are allowed to return the policy, if you are unhappy with it. The free-look period is for 15 days and starts from the day you receive policy documents. Many agents do not talk on free look period and simply say that once the policy is bought, it cannot be returned.
Hidden clauses and exclusions
While selling term life insurance policies, some agents do not mention certain clauses and exclusions. If you do not disclose certain facts which are important, the claims made by your family would be rejected by the insurer. For instance, if you do not disclose smoking habits, your insurance claim will be rejected. As per Indian Money Bangalore, you should not hide anything from your insurer.
Have a complaint against any company? IndianMoney.com complaints portal Iamcheated.com can help you resolve the issue. Just visit IamCheated.com and post your complaint. If you want to post a review on any company you can post it on Indian Money reviews and complaint portal IamCheated.com.
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Tuesday, December 4, 2018

Check Reviews and Complaints about Private Lenders on Indian Money



What are payday loans?
Youth in India love availing payday loans. Payday loans are also called quick cash loans, instant personal loans, and small cash loans and so on. They are availed by young people who have just joined jobs and are not able to manage expenses. It is a small cash loan to meet immediate expenses, availed by salaried people. Many people in their first job avail payday loans. Repayments are made as soon as they get the salary.
Payday loan complaints
You can avail payday loans with bad credit score. If you have a credit score around 600, you could get payday loans with bad credit. Loan amounts range from Rs 10,000 to Rs 50,000. The tenure ranges from 1 month to 3 months.
Indian Money Review  tells you to avail payday loans carefully because of high interest rates. Some payday loans say just 0.1% interest a day. Looks a small amount but is it? This is actually 36% a year which is a massive interest rate. You are borrowing at 36% a year. IndianMoney.com reviews encourages you to lodge complaints if you are cheated in payday loans. It would be smart to have an emergency fund to meet unexpected expenses. Borrow only to meet need and not greed. IndianMoney.com tells you the smart way to cut expenses is to avoid needless borrowing. This saves you from the loan trap.
Have a complaint against any payday lender? IndianMoney complaints portal Iamcheated.com can help you resolve the issue. Just visit IamCheated.com and drop your complaint.
If you want to post a review on any company you can post it on Indianmoney.com review and complaint portal IamCheated.com.
Money lender India
A money lender gives small amounts at high interest. People who are desperate for money, don’t get money from relatives and reluctant to access formal banking systems end up victims to fake money lenders. Money lenders in India are governed by the Money Lenders Act and money lenders must have a license.
How money lenders cheat customer?
Fake money lenders cheat laborers, small farmers and poor people and the weaker sections of society by charging exorbitant interest rates. They seize collateral like land pledged and farmers even commit suicide.
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Sunday, December 2, 2018

Indian Money Review on Digital Payment in India


Digital payments are those payments which are done through digital modes. Through digital payments, you can send and receive money easily. It is also known as electronic payment. In India, digital payments had increased rapidly after demonetization. Many people prefer digital payments rather than using cash all the time. In this article, Indian Money Dot com review will review the various digital payments in India.

Want to know more on Investment Planning? We at IndianMoney.com will make it easy for you. Just give us a missed call on 022 6181 6111 to explore our unique Free Advisory Service. IndianMoney.com is not a seller of any financial products. We only provide FREE financial advice/education to ensure that you are not misguided while buying any kind of financial products.
Indian Money Review on Digital Payment in India
Debit and credit card
Debit and credit cards are the most commonly used digital payments in India. People prefer paying through cards in most places like restaurants, shopping malls, supermarkets and so on. Cards are issued by the bank to account holders. People prefer paying via debit or credit cards because of the ease and convenience, when compared to cash. Debit and credit cards are accepted at almost all places.
Mobile banking and net banking
With the help of mobile banking and net banking, you can transfer money from one bank account to another, quite easily. This facility is available all days of the week and even on Sundays. Through this method, you can transfer a large amount of money, without any risk.
Unified Payments Interface (UPI)
Unified Payments Interface or UPI is a payment method, just like cheque, debit card or a mobile wallet. UPI was launched by National Payments Corporation of India (NPCI). It helps you transfer money from one bank account to another, with the help of a Smartphone. You can use UPI to send and receive money, if mobile number is registered with the bank. Under UPI, there are no hassles of typing bank account numbers and IFSC to transfer money.
Advantages of digital payments:
1. Digital payments are easy and convenient. There is no need to carry cash with you all the time.
2. With the help of digital payments, you can pay anywhere anytime.
3. Digital payments are less risky if used carefully.
4. Digital payments help keep track of each and every transaction
Have a complaint against any company? IndianMoney.com's complaint portal Iamcheated.com can help you resolve the issue. Just visit IamCheated.com and post your complaint. If you want to post a review on any company you can post it on Indianmoney.com review and complaint portal IamCheated.com
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Friday, November 30, 2018

IndianMoney Review - File Complaint against Employer for Salary

Employer not paying salary for the work done is the most common complaint these days. There are many such incidents happening in India. Usually, this happens when the employee is planning to leave the job or at the time when the contract is going to end. Many employers do not pay the salary if they fire employees. Many employees in India have faced such problems and felt helpless without knowing what action can be taken. In this article, Indianmoney Dot com Review will tell how to file a complaint against employer for not paying salaries.
IndianMoney dot com Review: File Complaint against Employer for Salary
1. Contact the HR department
If the salary is not paid by your employer, you must first contact the HR department of your company to know why you have not received salaries. If there is no mistake on your part and the employer is simply refusing to pay the salary, you can take further steps.
2. Send legal notice to your employer
To resolve issues between you and employer, you must send a legal notice. A legal notice is a written document sent to a person or company, informing him/her of the grievances faced and why you are planning to take legal action. The notice sent must contain all the steps you are planning to take against the employer. After receiving the legal notice, there are chances of your employer resolving the issue by paying the salary.  You can send a legal notice by taking the help of a good lawyer.
3. Approach the labour commissioner
If your employment contract does not have an Arbitration clause or your issue is not resolved through arbitration, you can approach the labour commission of your district. The labour commission will help resolve the issue between you and employer.
4. File your complaint in a labour court:
If your complaint is not resolved by the labour commission, you can take the next step and file complaint with the labour court in accordance with the provisions of Section 33(C) of the Industrial Dispute Act, 1947. As per the rule, you must file the complaint within a year from the date on which the salary was due. If the complaint is genuine and there is no mistake on your part, the employer will be directed to pay the salary.
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Thursday, November 29, 2018

Post Complaint on IndianMoney If NBFC Cheats You – Indian money



Post Complaint on IndianMoney, NBFC Cheats You, and NBFC fixed deposits, Citizens complain against NBFCs, Complaints against NBFC, Complaint with NBFC Ombudsman, and Cheated by banks
Many citizens have been cheated when investing in NBFC FDs. People invest in NBFC fixed deposits as they offer higher interest rate than Bank FDs. SBI has hiked FD interest rate to 6.8% for fixed deposits between 1-2 years. Many bank FDs offer interest around 6.5%. Senior citizens enjoy even higher rates.
You may be tempted to invest in NBFC FDs as they offer a higher interest than bank FDs. Bajaj Finance FDs offer interest rate of 8.75% to 9.1%. Senior citizens are offered even higher rates. LIC HF fixed deposit rates are 8.15-8.3% for 1-5 years. Senior citizen FD rates are 8.4-8.55%. Fixed deposits of Fincare Small Finance Bank offer around 8%, ESAF Small Finance Bank around 8.75%, AU Small Finance Bank around 7% and Ujjivan Small Finance Bank around 8%.
For those who don’t know, NBFCs are engaged in the business of loans, stocks, bonds, debentures, securities, leasing, insurance, hire-purchase and chit business. Some of the reputed NBFCs are HDFC, Reliance Capital, LIC Housing Finance, Rural Electrification Corporation (REC), Mahindra and Mahindra Finance, PNB Housing Finance, TATA Capital among others.
IndianMoney tells you to register a complaint against NBFCs if you have been cheated. You can register the complaint with NBFC Ombudsman. IndianMoney reviews are India’s leading financial education company which looks to curb the misleading sales practices rampant in the financial services sector. Want to know more on fixed deposit? We at IndianMoney.com will make it easy for you. Just give us a missed call on 022 6181 6111 to explore our unique Free Advisory Service. IndianMoney.com is not a seller of any financial products. We only provide FREE financial advice/education to ensure that you are not misguided while buying any kind of financial products.
For years people who were cheated by NBFCs had no one to complain. Citizens who were cheated in NBFC FDs or credit cards couldn’t register complaints in case of deficiency of services or deposit defaults. RBI has stepped in and launched the NBFC Ombudsman Scheme for redressal of complaints against NBFCs.
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Wednesday, November 28, 2018

Lead Market Helps You to Improve Business with Zero Complaints



Lead generation is the start of consumer interest in products or services of a business. In lead generation, the customer makes enquiries into products and services of the business. A sales lead is the identification of data from a prospective buyer. Any business needs leads to survive and grow.
IndianMoney.com registered under Suvision Holdings Private Limited generates leads for Lead Market. Lead market is India’s largest market place of prequalified leads on insurance, loans, mutual funds, real estate, loans, and stocks.
Here is why Lead Market is different from other sellers and intermediaries. Lead Market offers unbiased and personalized advice to consumers for one important purpose. To make sure they are not cheated and misguided by agents, sellers and intermediaries. What’s great is this service is absolutely free. Lead Market Bangalore is good for intermediaries too.
Are you a seller of financial services? Just go to Lead Market which is India’s largest and the most trusted market place for sellers of financial products. You can download the Lead Market App at Play Store or App Store. Lead Market Reviews are excellent because of the quality of service. Lead Market helps improve business with zero complaints. In spite of our excellent services if you do have Lead Market complaints, get in touch with Lead Market Customer Care. We will resolve them at the earliest.
Want to know more on Loans? We at IndianMoney.com will make it easy for you. Just give us a missed call on 022 6181 6111 to explore our unique Free Advisory Service.
How Lead Market helps grow business?
It’s simple. Lead Market is India’s largest market place of prequalified leads on financial products.
You can buy and manage financial products and real estate property leads on Lead Market.
Lead Market gives sellers advanced and simple to use Lead Purchasing Technology.
Lead Market is a product of IndianMoney.com which is India’s largest Free Financial Education Company providing free and Unbiased Financial Education to over 37 Lakh consumers.
Take a look at our privileged associates giving reviews on Lead Market App. Our associates just love Lead Market and you can watch a video on how an associate grew business with Lead Market.
Why Lead Market: Lead Market Bangalore never generates leads through cold calling. Only people who post a request on our website or call our helpline number/respond to our promotional campaign are given a financial education.
All customers are financially educated with knowledge on financial products, making selling easy.
Only manually validated leads by the financial advising team are forwarded. This means you get leads of only genuine and interested customers. Take a look at the video of why associates love Lead Market.
You get leads through SMS, Email along with Lead Market App.
With the CRM you can access best quality leads provided, anywhere and anytime. Lead Market takes complaints very seriously and looks to resolve them at the earliest.
08042687207


Tuesday, November 27, 2018

Post your complaints on Indianmoney if you are cheated in car loan


Banks finance the purchase of a new car or a used car through a car loan. Car loans are available at reasonable interest rates and a tenure which enables easy repayments. Car loans help you buy the dream car at a young age.
Want to know more on Car Loans? We at IndianMoney.com will make it easy for you. Just give us a missed call on 022 6181 6111 to explore our unique Free Advisory Service. IndianMoney Complaints is not a seller of any financial products. We only provide FREE financial advice/education to ensure that you are not misguided while buying any kind of financial products.
Post Your Complaints on IndianMoney If You Are Cheated in Car Loan
Car loan Fraud:
Car loan Cheated  are committed by both dealers and financing agents. These are some of the cheated  you should be aware of:
  • Guaranteed approval: There is no such thing as a guaranteed loan. Any lender will first run a credit check before approving the loan. So, if you have a bad credit score, your car loan will not be sanctioned.
  • Upfront payment: Some dealers may ask for upfront fees. The lender lures the customer to pay a fee before the application is processed or before the funds are disbursed. This type of scam typically takes place online.
Financing scam:
Another type of fraud related to vehicle financing is when the dealer incorrectly discloses the financial terms of the loan. This dishonest practice is designed to dupe the buyer into thinking that the loan is more favorable than it really is.
Are you cheated by Loan Providers? Cottage a complaint on Iamcheated.com which is a free online consumer complaints portal, which registers consumer complaints online and helps resolve them. If you have been cheated by banks or do not receive any response, do get in touch. You can post your complaint on Indianmoney.com complaints portal IamCheated.com.
08042687207


Friday, November 23, 2018

Not Satisfied with Bank Service Post Your Complaint on IndianMoney


Banks plays a major role in our lives and having a bank account is very important. Not all customers are satisfied with services provided by banks. Many customers have some or the other issues with banks and these issues turn into complaints. In this article, we will discuss how to post your complaint in IndianMoney.com, if you are not satisfied with bank services.
Want to know more on fixed deposits? We at IndianMoney.com will make it easy for you. Just give us a missed call on 022 6181 6111 to explore our unique Free Advisory Service. IndianMoney Complaints is not a seller of any financial products. We only provide FREE financial advice/education to ensure that you are not misguided while buying any kind of financial products.
Not Satisfied with Bank Service? Post Your Complaint on IndianMoney
How to file a complaint with the bank?
1. Raise complaint with bank
If you are not satisfied with bank service, the first things you must do is contact the bank and raise a complaint with them. While raising complaint with the bank, make sure you do it through proper channels. You can call the customer care of the bank and explain problems you are facing. You can find the customer care number of the bank on the bank's website. All the banks have a grievance redressal cell and you can register complaints with them. Banks usually take time to resolve the issue.
Some of the common complaints against banks
Wait for 30 days after the complaint is posted.
Once the complaint is registered with the bank, wait for 30 days. If the complaint is not resolved within 30 days, you can take necessary steps.
How to file a complaint against banks online with Banking Ombudsman?
Online complaint with Banking Ombudsman can be filed by logging on to the official website. You must fill up the form.  Once you fill up the form, upload proof like bank rejection letter, bank’s reply or anything else.
Post complaints on IndianMoney if you are not satisfied with bank service
If you are not satisfied with your bank service, you can post your complaint on Indianmoney.com complaints portal IamCheated.com. IamCheated.com is a free online consumer complaints portal, which helps resolve online consumer complaints.
Once the complaint is posted on Indianmoney.com complaints portal Iamcheated.com, it is sent immediately to the concerned bank for resolution purposes. Service provided by IamCheated.com is completely free and it does not charge money from consumers for resolving the complaints.
How to post complaints?
1. You can post a complaint on IamCheated.com by clicking on "Lodge your Complaint" tab on the homepage of the website.
2. After you click on lodge your complaint button, you will be redirected to a new page, where you must provide complete details on the complaint. You can also upload supporting documents.
3. Once the necessary information regarding the complaint is provided, you have to complete the registration process. Registering process is very important to maintain authenticity of every complaint posted. Once you register your mobile number and OTP, your complaint will be posted on IamCheated.com.
08042687207


Wednesday, November 21, 2018

Review your Complaints on IndianMoney If You Are Cheated By Insurers

Studies have shown that bank executives and insurers continue to cheat and mis-sell insurance products. Many bank executives do not understand insurance, yet continue to sell life insurance plans to pocket high commissions.

A common way bank executives and insurers cheat you, is they don’t mention the free look period. You can return a life insurance plan if you are not satisfied with the terms and conditions, within 15 days of receiving policy documents.
IndianMoney advises you to understand free look period, before availing life insurance plans. Want to know more on term life insurance plans? We at IndianMoney Complaints will make it easy for you. Just give us a missed call on 022 6181 6111 to explore our unique Free Advisory Service. IndianMoney.com is not a seller of any financial products.
How insurance agents cheat you?
They advise not to tick smoker or drinker in the insurance proposal form to save on premiums.
They push endowment plans and ULIPs which have high premiums and low mortality, just to pocket commissions.
They advice surrendering endowment life insurance plans and pick up new insurance plans to get commissions called churning of plans.
Insurance agents neglect to disclose important facts on insurance plans, leading to improper financial decision making.
Easy ways to complain against insurer
  • First write a written complaint against the insurance agent and send to insurer. Address complaint to insurer’s grievance redressal cell, collect an acknowledgement and wait for grievance resolution.
  • The insurer must address your complaint within 15 days of receipt.
Common complaints against insurers:
  • Bankers bundle insurance products with loans, cheating and forcing customers to avail these products. They are threatened that home loan will not be sanctioned, unless insurance products are availed.
  • Banks force you to avail insurance plans before giving the locker facility.
  • Banks cheat by issuing insurance policies in your name without consent and then say these policy documents were issued with incorrect contact details.
How to file complaint with insurance ombudsman?
You must first file a complaint with the insurer and give the insurer’s grievance redressal cell at least 15 days, to look into the issue.
Public insurers like LIC and Private insurers like HDFC Ergo, Bajaj Allianz, ICICI Lombard and IFFCO Tokio among others are covered by the insurance ombudsman.
All kinds of insurance complaints pertaining to life insurance, health insurance, car insurance, house insurance can be lodged with insurance ombudsman.
If complaint is with Consumer Forum, then you cannot lodge complaint with insurance ombudsman.
Iamcheated.com is a free online consumer complaints portal, which registers consumer complaints online and helps to resolve it. If you have been cheated by insurer or if you do not receive any response from them, you can post your complaint on Indianmoney.com complaints portal IamCheated.com.
08042687207
contact@indianmoney.com

Monday, November 19, 2018

Post complaints on IndianMoney if you are cheated by bank



There are some situations where it becomes necessary to file a complaint against a bank. Let us go through the details here.
Why file complaint against bank?
IndianMoney.com advises to first try to resolve the issue with the bank. If the bank doesn’t respond to complaints, file a complaint against the bank.
According to review of rules by Indian Money reviews, you must first file a complaint with the bank before approaching the banking ombudsman. Banking Ombudsman is a quasi-judicial authority involved in resolution of customer complaints against banks.
Bank customers can lodge complaints against leading public sector banks like SBI, Bank of India, Union Bank of India and also Private Sector Banks like HDFC Bank, ICICI Bank, Kotak Mahindra Bank and Yes Bank among others with the banking ombudsman.
IndianMoney notices popular complaints against banks to be:
1.       Cheque payments
2.       Account transfers
3.       Hidden charges
4.       Credit card complaints
5.       Complaints on ATM cum debit cards
6.       Bank loan complaints
7.       Mobile banking complaints
8.       Mis-selling of insurance plans by bank executives
How Indian Money dot com can help when you are cheated by bank?
1.       File Complaint: IndianMoney advises you to file a complaint with your bank and get an acknowledgement.
2.       Wait for Response: Wait for 30 days and if the bank doesn’t respond, approach the banking ombudsman.
3.       Contact Banking Ombudsman: The banking ombudsman looks for an amiable settlement between the bank and the complainant.
4.       Try to Appeal: IndianMoney complaints tell if you are not happy with the verdict, try to appeal. Banking ombudsman is generally fair and always looks to resolve the issue.
08042687207