Sunday, December 2, 2018

Indian Money Review on Digital Payment in India


Digital payments are those payments which are done through digital modes. Through digital payments, you can send and receive money easily. It is also known as electronic payment. In India, digital payments had increased rapidly after demonetization. Many people prefer digital payments rather than using cash all the time. In this article, Indian Money Dot com review will review the various digital payments in India.

Want to know more on Investment Planning? We at IndianMoney.com will make it easy for you. Just give us a missed call on 022 6181 6111 to explore our unique Free Advisory Service. IndianMoney.com is not a seller of any financial products. We only provide FREE financial advice/education to ensure that you are not misguided while buying any kind of financial products.
Indian Money Review on Digital Payment in India
Debit and credit card
Debit and credit cards are the most commonly used digital payments in India. People prefer paying through cards in most places like restaurants, shopping malls, supermarkets and so on. Cards are issued by the bank to account holders. People prefer paying via debit or credit cards because of the ease and convenience, when compared to cash. Debit and credit cards are accepted at almost all places.
Mobile banking and net banking
With the help of mobile banking and net banking, you can transfer money from one bank account to another, quite easily. This facility is available all days of the week and even on Sundays. Through this method, you can transfer a large amount of money, without any risk.
Unified Payments Interface (UPI)
Unified Payments Interface or UPI is a payment method, just like cheque, debit card or a mobile wallet. UPI was launched by National Payments Corporation of India (NPCI). It helps you transfer money from one bank account to another, with the help of a Smartphone. You can use UPI to send and receive money, if mobile number is registered with the bank. Under UPI, there are no hassles of typing bank account numbers and IFSC to transfer money.
Advantages of digital payments:
1. Digital payments are easy and convenient. There is no need to carry cash with you all the time.
2. With the help of digital payments, you can pay anywhere anytime.
3. Digital payments are less risky if used carefully.
4. Digital payments help keep track of each and every transaction
Have a complaint against any company? IndianMoney.com's complaint portal Iamcheated.com can help you resolve the issue. Just visit IamCheated.com and post your complaint. If you want to post a review on any company you can post it on Indianmoney.com review and complaint portal IamCheated.com
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Friday, November 30, 2018

IndianMoney Review - File Complaint against Employer for Salary

Employer not paying salary for the work done is the most common complaint these days. There are many such incidents happening in India. Usually, this happens when the employee is planning to leave the job or at the time when the contract is going to end. Many employers do not pay the salary if they fire employees. Many employees in India have faced such problems and felt helpless without knowing what action can be taken. In this article, Indianmoney Dot com Review will tell how to file a complaint against employer for not paying salaries.
IndianMoney dot com Review: File Complaint against Employer for Salary
1. Contact the HR department
If the salary is not paid by your employer, you must first contact the HR department of your company to know why you have not received salaries. If there is no mistake on your part and the employer is simply refusing to pay the salary, you can take further steps.
2. Send legal notice to your employer
To resolve issues between you and employer, you must send a legal notice. A legal notice is a written document sent to a person or company, informing him/her of the grievances faced and why you are planning to take legal action. The notice sent must contain all the steps you are planning to take against the employer. After receiving the legal notice, there are chances of your employer resolving the issue by paying the salary.  You can send a legal notice by taking the help of a good lawyer.
3. Approach the labour commissioner
If your employment contract does not have an Arbitration clause or your issue is not resolved through arbitration, you can approach the labour commission of your district. The labour commission will help resolve the issue between you and employer.
4. File your complaint in a labour court:
If your complaint is not resolved by the labour commission, you can take the next step and file complaint with the labour court in accordance with the provisions of Section 33(C) of the Industrial Dispute Act, 1947. As per the rule, you must file the complaint within a year from the date on which the salary was due. If the complaint is genuine and there is no mistake on your part, the employer will be directed to pay the salary.
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Thursday, November 29, 2018

Post Complaint on IndianMoney If NBFC Cheats You – Indian money



Post Complaint on IndianMoney, NBFC Cheats You, and NBFC fixed deposits, Citizens complain against NBFCs, Complaints against NBFC, Complaint with NBFC Ombudsman, and Cheated by banks
Many citizens have been cheated when investing in NBFC FDs. People invest in NBFC fixed deposits as they offer higher interest rate than Bank FDs. SBI has hiked FD interest rate to 6.8% for fixed deposits between 1-2 years. Many bank FDs offer interest around 6.5%. Senior citizens enjoy even higher rates.
You may be tempted to invest in NBFC FDs as they offer a higher interest than bank FDs. Bajaj Finance FDs offer interest rate of 8.75% to 9.1%. Senior citizens are offered even higher rates. LIC HF fixed deposit rates are 8.15-8.3% for 1-5 years. Senior citizen FD rates are 8.4-8.55%. Fixed deposits of Fincare Small Finance Bank offer around 8%, ESAF Small Finance Bank around 8.75%, AU Small Finance Bank around 7% and Ujjivan Small Finance Bank around 8%.
For those who don’t know, NBFCs are engaged in the business of loans, stocks, bonds, debentures, securities, leasing, insurance, hire-purchase and chit business. Some of the reputed NBFCs are HDFC, Reliance Capital, LIC Housing Finance, Rural Electrification Corporation (REC), Mahindra and Mahindra Finance, PNB Housing Finance, TATA Capital among others.
IndianMoney tells you to register a complaint against NBFCs if you have been cheated. You can register the complaint with NBFC Ombudsman. IndianMoney reviews are India’s leading financial education company which looks to curb the misleading sales practices rampant in the financial services sector. Want to know more on fixed deposit? We at IndianMoney.com will make it easy for you. Just give us a missed call on 022 6181 6111 to explore our unique Free Advisory Service. IndianMoney.com is not a seller of any financial products. We only provide FREE financial advice/education to ensure that you are not misguided while buying any kind of financial products.
For years people who were cheated by NBFCs had no one to complain. Citizens who were cheated in NBFC FDs or credit cards couldn’t register complaints in case of deficiency of services or deposit defaults. RBI has stepped in and launched the NBFC Ombudsman Scheme for redressal of complaints against NBFCs.
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Wednesday, November 28, 2018

Lead Market Helps You to Improve Business with Zero Complaints



Lead generation is the start of consumer interest in products or services of a business. In lead generation, the customer makes enquiries into products and services of the business. A sales lead is the identification of data from a prospective buyer. Any business needs leads to survive and grow.
IndianMoney.com registered under Suvision Holdings Private Limited generates leads for Lead Market. Lead market is India’s largest market place of prequalified leads on insurance, loans, mutual funds, real estate, loans, and stocks.
Here is why Lead Market is different from other sellers and intermediaries. Lead Market offers unbiased and personalized advice to consumers for one important purpose. To make sure they are not cheated and misguided by agents, sellers and intermediaries. What’s great is this service is absolutely free. Lead Market Bangalore is good for intermediaries too.
Are you a seller of financial services? Just go to Lead Market which is India’s largest and the most trusted market place for sellers of financial products. You can download the Lead Market App at Play Store or App Store. Lead Market Reviews are excellent because of the quality of service. Lead Market helps improve business with zero complaints. In spite of our excellent services if you do have Lead Market complaints, get in touch with Lead Market Customer Care. We will resolve them at the earliest.
Want to know more on Loans? We at IndianMoney.com will make it easy for you. Just give us a missed call on 022 6181 6111 to explore our unique Free Advisory Service.
How Lead Market helps grow business?
It’s simple. Lead Market is India’s largest market place of prequalified leads on financial products.
You can buy and manage financial products and real estate property leads on Lead Market.
Lead Market gives sellers advanced and simple to use Lead Purchasing Technology.
Lead Market is a product of IndianMoney.com which is India’s largest Free Financial Education Company providing free and Unbiased Financial Education to over 37 Lakh consumers.
Take a look at our privileged associates giving reviews on Lead Market App. Our associates just love Lead Market and you can watch a video on how an associate grew business with Lead Market.
Why Lead Market: Lead Market Bangalore never generates leads through cold calling. Only people who post a request on our website or call our helpline number/respond to our promotional campaign are given a financial education.
All customers are financially educated with knowledge on financial products, making selling easy.
Only manually validated leads by the financial advising team are forwarded. This means you get leads of only genuine and interested customers. Take a look at the video of why associates love Lead Market.
You get leads through SMS, Email along with Lead Market App.
With the CRM you can access best quality leads provided, anywhere and anytime. Lead Market takes complaints very seriously and looks to resolve them at the earliest.
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Tuesday, November 27, 2018

Post your complaints on Indianmoney if you are cheated in car loan


Banks finance the purchase of a new car or a used car through a car loan. Car loans are available at reasonable interest rates and a tenure which enables easy repayments. Car loans help you buy the dream car at a young age.
Want to know more on Car Loans? We at IndianMoney.com will make it easy for you. Just give us a missed call on 022 6181 6111 to explore our unique Free Advisory Service. IndianMoney Complaints is not a seller of any financial products. We only provide FREE financial advice/education to ensure that you are not misguided while buying any kind of financial products.
Post Your Complaints on IndianMoney If You Are Cheated in Car Loan
Car loan Fraud:
Car loan Cheated  are committed by both dealers and financing agents. These are some of the cheated  you should be aware of:
  • Guaranteed approval: There is no such thing as a guaranteed loan. Any lender will first run a credit check before approving the loan. So, if you have a bad credit score, your car loan will not be sanctioned.
  • Upfront payment: Some dealers may ask for upfront fees. The lender lures the customer to pay a fee before the application is processed or before the funds are disbursed. This type of scam typically takes place online.
Financing scam:
Another type of fraud related to vehicle financing is when the dealer incorrectly discloses the financial terms of the loan. This dishonest practice is designed to dupe the buyer into thinking that the loan is more favorable than it really is.
Are you cheated by Loan Providers? Cottage a complaint on Iamcheated.com which is a free online consumer complaints portal, which registers consumer complaints online and helps resolve them. If you have been cheated by banks or do not receive any response, do get in touch. You can post your complaint on Indianmoney.com complaints portal IamCheated.com.
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Friday, November 23, 2018

Not Satisfied with Bank Service Post Your Complaint on IndianMoney


Banks plays a major role in our lives and having a bank account is very important. Not all customers are satisfied with services provided by banks. Many customers have some or the other issues with banks and these issues turn into complaints. In this article, we will discuss how to post your complaint in IndianMoney.com, if you are not satisfied with bank services.
Want to know more on fixed deposits? We at IndianMoney.com will make it easy for you. Just give us a missed call on 022 6181 6111 to explore our unique Free Advisory Service. IndianMoney Complaints is not a seller of any financial products. We only provide FREE financial advice/education to ensure that you are not misguided while buying any kind of financial products.
Not Satisfied with Bank Service? Post Your Complaint on IndianMoney
How to file a complaint with the bank?
1. Raise complaint with bank
If you are not satisfied with bank service, the first things you must do is contact the bank and raise a complaint with them. While raising complaint with the bank, make sure you do it through proper channels. You can call the customer care of the bank and explain problems you are facing. You can find the customer care number of the bank on the bank's website. All the banks have a grievance redressal cell and you can register complaints with them. Banks usually take time to resolve the issue.
Some of the common complaints against banks
Wait for 30 days after the complaint is posted.
Once the complaint is registered with the bank, wait for 30 days. If the complaint is not resolved within 30 days, you can take necessary steps.
How to file a complaint against banks online with Banking Ombudsman?
Online complaint with Banking Ombudsman can be filed by logging on to the official website. You must fill up the form.  Once you fill up the form, upload proof like bank rejection letter, bank’s reply or anything else.
Post complaints on IndianMoney if you are not satisfied with bank service
If you are not satisfied with your bank service, you can post your complaint on Indianmoney.com complaints portal IamCheated.com. IamCheated.com is a free online consumer complaints portal, which helps resolve online consumer complaints.
Once the complaint is posted on Indianmoney.com complaints portal Iamcheated.com, it is sent immediately to the concerned bank for resolution purposes. Service provided by IamCheated.com is completely free and it does not charge money from consumers for resolving the complaints.
How to post complaints?
1. You can post a complaint on IamCheated.com by clicking on "Lodge your Complaint" tab on the homepage of the website.
2. After you click on lodge your complaint button, you will be redirected to a new page, where you must provide complete details on the complaint. You can also upload supporting documents.
3. Once the necessary information regarding the complaint is provided, you have to complete the registration process. Registering process is very important to maintain authenticity of every complaint posted. Once you register your mobile number and OTP, your complaint will be posted on IamCheated.com.
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Wednesday, November 21, 2018

Review your Complaints on IndianMoney If You Are Cheated By Insurers

Studies have shown that bank executives and insurers continue to cheat and mis-sell insurance products. Many bank executives do not understand insurance, yet continue to sell life insurance plans to pocket high commissions.

A common way bank executives and insurers cheat you, is they don’t mention the free look period. You can return a life insurance plan if you are not satisfied with the terms and conditions, within 15 days of receiving policy documents.
IndianMoney advises you to understand free look period, before availing life insurance plans. Want to know more on term life insurance plans? We at IndianMoney Complaints will make it easy for you. Just give us a missed call on 022 6181 6111 to explore our unique Free Advisory Service. IndianMoney.com is not a seller of any financial products.
How insurance agents cheat you?
They advise not to tick smoker or drinker in the insurance proposal form to save on premiums.
They push endowment plans and ULIPs which have high premiums and low mortality, just to pocket commissions.
They advice surrendering endowment life insurance plans and pick up new insurance plans to get commissions called churning of plans.
Insurance agents neglect to disclose important facts on insurance plans, leading to improper financial decision making.
Easy ways to complain against insurer
  • First write a written complaint against the insurance agent and send to insurer. Address complaint to insurer’s grievance redressal cell, collect an acknowledgement and wait for grievance resolution.
  • The insurer must address your complaint within 15 days of receipt.
Common complaints against insurers:
  • Bankers bundle insurance products with loans, cheating and forcing customers to avail these products. They are threatened that home loan will not be sanctioned, unless insurance products are availed.
  • Banks force you to avail insurance plans before giving the locker facility.
  • Banks cheat by issuing insurance policies in your name without consent and then say these policy documents were issued with incorrect contact details.
How to file complaint with insurance ombudsman?
You must first file a complaint with the insurer and give the insurer’s grievance redressal cell at least 15 days, to look into the issue.
Public insurers like LIC and Private insurers like HDFC Ergo, Bajaj Allianz, ICICI Lombard and IFFCO Tokio among others are covered by the insurance ombudsman.
All kinds of insurance complaints pertaining to life insurance, health insurance, car insurance, house insurance can be lodged with insurance ombudsman.
If complaint is with Consumer Forum, then you cannot lodge complaint with insurance ombudsman.
Iamcheated.com is a free online consumer complaints portal, which registers consumer complaints online and helps to resolve it. If you have been cheated by insurer or if you do not receive any response from them, you can post your complaint on Indianmoney.com complaints portal IamCheated.com.
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