Personal loan is a type of unsecured loan,
which can be availed to help meet financial needs. Generally no collateral or
security is needed to avail a personal loan. Personal loans are availed to meet
financial expenses during an emergency or to pursue personal goals.
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Personal Loan Eligibility Criteria:
To avail a personal
loan, the borrower must meet the following eligibility criteria:
- The borrower must have a stable source of income.
- He must earn Rs 20,000 a month or above. (Take home salary).
- The applicant must have a good credit history. (Credit score of 700 or above).
Top 10 tips for taking personal loan:
Personal loans are
the most popular type of loan that can be availed. Banks sanction
these loans to borrowers with no collateral. The borrowers do not need to state
the reasons for availing personal loans, which is why these loans have become
so popular these days. Before availing personal loans, there are a few things
that you must consider. Below listed are a few tips that you must keep in mind,
before applying for a personal loan:
08042687207
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