It is quite possible that you have some complaints against the company that provided you the home loan. Do
you have suspicion that the company cheated you? In this Indian Money review we will look at ways fraudsters use to cheat
common people and options you can utilize for filing a complaint.
Techniques Fraudsters
Use
According to IndianMoney Company
Bangalore, fraudsters use different techniques to scam people. Let us
go through the details here.
Mis-selling: When
we get a loan from bank, the loan application is where the terms and conditions
are documented. At the time loan sanction letter is released, the loan provider
usually prints or writes the rate that was mutually agreed. However, Indian Money review Bangalore
show that oftentimes these unscrupulous loan providers include new higher
rates instead of what was mutually agreed.
Lock-in Period: Many
loans have a lock-in period and IndianMoney dot com Review has received complaints from
people that loan providers do not intimate their clients about such lock-in
period. If the loan provider does not offer pre-payment facility then customers
get stuck for the lock-in period even if they want to pre-pay.
How to file a
complaint?
As per C. S. Sudheer, IndianMoney CEO, if you are facing problems with your
loan provider then you can file a complaint against the same. You will have to
get in touch with National Housing Bank’s Complaints Redressal Cell and inform
them about the problem you faced. There address is:
National Housing Bank Department of Regulation and
Supervision,
Core 5A, India Habitat Centre, Lodhi Road, New Delhi- 110
003.
Apart from going there in person you can also send them an
email at - crcell@nhb.org.in
08042687207